Landscapers and other various lawn care businesses are often exposed to risks that can lead to accidents and financial loss. Landscaping insurance can protect your business from the potentially devastating effects that can result from those risks.
We offer the cheapest landscaping and lawn care insurance quotes in the following cities and towns of Florida:
Boca Raton
Daytona Beach
Fort Lauderdale
Hollywood
Jacksonville
Miami
Miami Beach
North Miami Beach
Orlando
Palm Coast
Tallahassee
Tampa
Saint Johns
St. Petersburg
Hialeah
Port St. Lucie
Cape Coral
Pembroke Pines
Gainesville
Miramar
Coral Springs
Palm Bay
West Palm Beach
Clearwater
Brandon
Lehigh Acres
Spring Hill
Lakeland
Pompano Beach
Miami Gardens
Riverview
Davie
Sunrise
Deltona
Alafaya
Plantation
Deerfield Beach
Fort Myers
Town ‘n’ Country
Melbourne
Largo
Homestead
Boynton Beach
Kendall
Kissimmee
The Villages
Doral
North Port
Lauderhill
Tamarac
Poinciana
Weston
Delray Beach
Pine Hills
Wesley Chapel
Ocala
Port Orange
Wellington
Palm Harbor
Sanford
Jupiter
Port Charlotte
North Miami
Fountainebleau
The Hammocks
Palm Beach Gardens
St. Cloud
Margate
Horizon West
Coconut Creek
Westchester
Four Corners
Bradenton
Kendale Lakes
Apopka
Sarasota
Pensacola
Tamiami
Bonita Springs
Pinellas Park
University
Country Club
Coral Gables
Winter Haven
Titusville
Fort Pierce
Ocoee
Winter Garden
Altamonte Springs
Cutler Bay
University CDP
North Lauderdale
Oakland Park
Greenacres
Meadow Woods
Ormond Beach
Clermont
North Fort Myers
The Acreage
Hallandale Beach
Navarre
Aventura
Oviedo
Plant City
Princeton
Royal Palm Beach
Winter Springs
Lake Worth
Valrico
Riviera Beach
DeLand
Estero
South Miami Heights
Egypt Lake-Leto
Kendall West
Dunedin
Lauderdale Lakes
Land O’ Lakes
Richmond West
Parkland
Merritt Island
Cooper City
Carrollwood
West Little River
Panama City
Golden Glades
East Lake
Fruit Cove
Dania Beach
Lakeside
Oakleaf Plantation
Sun City Center
Lake Magdalene
Miami Lakes
Buenaventura Lakes
New Smyrna Beach
Ferry Pass
Winter Park
Fleming Island
Casselberry
Ruskin
Citrus Park
East Lake-Orient Park
Vero Beach South
Rockledge
Crestview
Leesburg
Palm Springs
South Bradenton
Bayonet Point
Temple Terrace
Haines City
University Park
Key West
Leisure City
Wright
Palm River-Clair Mel
Apollo Beach
Westchase
West Melbourne
Palm City
Bellview
Venice
Golden Gate
Keystone
Tarpon Springs
Oak Ridge
Sebastian
Ives Estates
Holiday
Silver Springs Shores
Pace
Fish Hawk
Immokalee
Palmetto Bay
Hunters Creek
Jacksonville Beach
Ensley
Lutz
Port St. John
Brent
Wekiwa Springs
The Crossings
Eustis
Coral Terrace
Edgewater
Hialeah Gardens
Northdale
Bloomingdale
Nocatee
Sunny Isles Beach
DeBary
World Golf Village
Palm Valley
Jasmine Estates
Florida Ridge
Lealman
West Pensacola
Fort Walton Beach
Englewood
Glenvar Heights
Bayshore Gardens
Ojus
Midway CDP
Maitland
Punta Gorda
Seminole
Sweetwater
Bartow
Naples
Cocoa
Tavares
Lake Butler
Lynn Haven
Gibsonton
San Carlos Park
Groveland
Pinecrest
Panama City Beach
Stuart
Pinewood
Myrtle Grove
Zephyrhills
Safety Harbor
Country Walk
Iona
Lake Mary
New Port Richey
Belle Glade
Viera West
Brownsville
Three Lakes
Opa-locka
West Lealman
Lake Wales
Vero Beach
Mount Dora
Southchase
Lady Lake
Sunset
Upper Grand Lagoon
Niceville
Marco Island
Wildwood
South Venice
Auburndale
Fruitville
Thonotosassa
Warrington
West Park
Longwood
Gladeview
Oldsmar
Key Biscayne
Forest City
Gonzalez
Elfers
Bellair-Meadowbrook Terrace
St. Augustine
East Milton
Homosassa Springs
Yulee
Azalea Park
Lockhart
Destin
Miami Springs
Minneola
Cypress Lake
Conway
Atlantic Beach
Naranja
Palmetto Estates
Goldenrod
Palmetto
Hobe Sound
North Palm Beach
Florida City
Fernandina Beach
Callaway
Holly Hill
Hudson
Middleburg
Olympia Heights
South Daytona
Mango
Villas
Jensen Beach
Orange City
Jupiter Farms
Cheval
Sarasota Springs
Lakewood Park
Key Largo
Highland City
Lake City
Doctor Phillips
Lakeland Highlands
Laurel
South Miami
Trinity
Gulfport
Shady Hills
Viera East
Miami Shores
Lantana
Goulds
Wilton Manors
Westwood Lakes
Cocoa Beach
Satellite Beach
Sugarmill Woods
Progress Village
Celebration
Pine Castle
Pasadena Hills
Gulf Gate Estates
Pine Ridge
Asbury Lake
New Port Richey East
Medulla
Sebring
Fairview Shores
West Perrine
Alachua
Lighthouse Point
Fuller Heights
Union Park
Palatka
Port Salerno
Gateway
Citrus Springs
Milton
Cypress Gardens
Rotonda
West Vero Corridor
Cape Canaveral
Beverly Hills
Bee Ridge
Westview
Bardmoor
Bithlo
Green Cove Springs
Marathon
Avon Park
Pebble Creek
Micco
Wimauma
Citrus Hills
Hernando
Palm Beach
North Weeki Wachee
Orange Park
Lake Park
Davenport
Memphis
Indian Harbour Beach
Richmond Heights
Brooksville
St. Pete Beach
St. Augustine Shores
Westgate
Seffner
Fruitland Park
Beacon Square
Fern Park
North Bay Village
Odessa
Springfield
Wedgefield
Miramar Beach
McGregor
Quincy
Williamsburg
Broadview Park
Lely Resort
Southwest Ranches
Inverness
Longboat Key
Arcadia
Newberry
Mims
Clewiston
Ormond-by-the-Sea
Macclenny
Dade City
West Miami
Sky Lake
Neptune Beach
Lake Lorraine
Islamorada, Village of Islands
Belle Isle
Inwood
Fort Pierce North
Perry
Heathrow, Orlovista, and Willow Oak
St. Augustine Beach and South Apopka
Live Oak
Inverness Highlands South
Osprey
Pelican Bay
Mascotte
Treasure Island and Indian River Estates
Indiantown
Balm
River Park
South Patrick Shores
Kathleen
West Samoset
Sanibel
Lake Alfred
Ocean City
Gulf Breeze
Lecanto
Southeast Arcadia
Southgate
Pembroke Park
Marianna
High Springs
Lauderdale-by-the-Sea
Tequesta
South Gate Ridge
Cocoa West
Jan Phyl Village
Bay Harbor Islands
DeFuniak Springs
Combee Settlement
Orangetree
Freeport
Lochmoor Waterway Estates
Starke
Fort Myers Shores
Crystal Lake
Surfside
Fort Myers Beach
Nassau Village-Ratliff
Fussels Corner
Zephyrhills West
Pahokee
Gifford
Three Oaks
Siesta Key
Port LaBelle
Warm Mineral Springs
Loughman
Belleview
Rio Pinar
Sawgrass
South Pasadena
Connerton
Floral City
Okeechobee
Dundee
Fort Pierce South
Daytona Beach Shores
Timber Pines
Flagler Beach
South Sarasota
Naples Manor
River Ridge
Fort Meade
Naples Park
St. Augustine South
Ridge Wood Heights
Kenneth City
The Meadows
Plantation CDP
Palm Springs North
Bay Hill
South Highpoint
Hutchinson Island South
Zephyrhills South
Butler Beach
LaBelle
Wauchula
Samsula-Spruce Creek
South Bay
Tice and Crawfordville
Whiskey Creek
Fellsmere
Moon Lake
Valparaiso
Ridge Manor
Stock Island
Brookridge
Big Pine Key
Grant-Valkaria
Taylor Creek
Bagdad
Buckingham
Mount Plymouth
Wahneta
Lower Grand Lagoon
Laguna Beach
South Brooksville
Highland Beach
June Park
Belleair
West Bradenton
Indian River Shores
Samoset
Ellenton
Pine Manor
Cortez
Suncoast Estates
Holden Heights
Woodville
Alturas
Lake Panasoffkee
Parker
Mary Esther
Lake Sarasota
Mulberry
West DeLand
Madeira Beach
Vineyards
St. James City
High Point
Wallace
Juno Beach
Tierra Verde
Pea Ridge
Charlotte Harbor
White City
San Castle
South Beach
Kensington Park
Lely
Umatilla
Indian Rocks Beach
Chipley
Jasper
Feather Sound
Lake Clarke Shores
Flagler Estates
Midway
Oakland
North Brooksville
Watergate and North River Shores
Point Baker
Cleveland
Harbour Heights
Venice Gardens
Crystal River
Goulding
Ponce Inlet
Port St. Joe
Loxahatchee Groves
Montura
Tiger Point
Clarcona
Bunnell
Dover
Tangerine
Melbourne Beach
Nokomis
Cedar Grove
Winter Beach
Biscayne Park
Sharpes
Bay Pines
Bal Harbour
Port Richey
Bushnell
Windermere
Watertown
Holmes Beach and Indialantic
Eagle Lake
Eglin AFB
Dade City North
Whitfield
Williston
Hilliard
Ridgecrest
Chattahoochee
Malabar
Geneva
Madison
Pretty Bayou
Frostproof
Big Coppitt Key
Meadow Oaks and Lake Helen
Vamo
Island Walk
Bonifay
Zellwood
Roosevelt Gardens
Woodlawn Beach
Alva
Polk City and Verona Walk
Inverness Highlands North
Greenbriar
Hypoluxo
Edgewood
Charlotte Park
Zephyrhills North
Harbor Bluffs
De Leon Springs
Eastpoint
Campbell
Carrabelle
Williston Highlands
Monticello
Villano Beach
Seminole Manor
Tavernier
Chuluota
Grenelefe
Holley and Manatee Road
Cabana Colony
Tangelo Park
Hernando Beach
Harlem
Christmas
North Sarasota
Bowling Green
Virginia Gardens
St. Leo
Lake Placid
Eatonville
Apalachicola
Chiefland
Belleair Bluffs
Homosassa
Olga
Blountstown
Taft
Gotha
Hill ‘n Dale
Quail Ridge
Wabasso Beach
Pine Air
Haverhill
Redington Shores
Grove City
Heritage Pines
Glencoe
Graceville
Mangonia Park and Atlantis
Desoto Lakes
Silver Lake
Lake Belvedere Estates
Wewahitchka
Fort Denaud
East Bronson
Cudjoe Key
Trenton
Sewall’s Point
Hillsboro Beach
El Portal, Lake Butler city, and Oak Hill
Royal Palm Estates
Malone
Washington Park
Pine Island Center
Harlem Heights
Dunnellon
Bear Creek
Crooked Lake Park
Burnt Store Marina
Astatula
Bokeelia
Ocean Ridge
Lake Mary Jane
Astor
Havana
Zolfo Springs
Pine Ridge CDP
Century
Sneads
Cross City
Key Vista
Oriole Beach
Montverde
Crescent City
Howey-in-the-Hills
Belleair Beach
Wabasso
Punta Rassa
Roseland
East Palatka
Moore Haven
Pierson
Lake Hamilton
Callahan
Midway CDP
North DeLand
Buckhead Ridge
Yalaha
North Redington Beach
Hawthorne
Inglis
South Palm Beach
Plantation Mobile Home Park
Boulevard Gardens
Keystone Heights
Interlachen
Kenwood Estates
North Key Largo
Baldwin
Redington Beach
Gretna
Babson Park and Palm Beach Shores
Manasota Key
Limestone Creek
Patrick AFB
San Antonio
Molino
Crystal Springs
Hastings
Paradise Heights
Black Diamond
Palmona Park
Palm Shores
Black Hammock
Indian Shores
Juno Ridge
Fanning Springs
Bronson and Archer
Weeki Wachee Gardens
Lacoochee
Navarre Beach
Masaryktown
Five Points
Chumuckla
Medley and DeLand Southwest
Mayo
Lake Hart
Steinhatchee
Cypress Quarters
Franklin Park
Allentown
Homestead Base
Lake Mack-Forest Hills
St. George Island and Lake Kathryn
Rio and Paisley
Stacey Street
Anna Maria
Golden Beach
Gulf Stream
Bristol
Mexico Beach
Harold
Bradenton Beach
Westlake
Grand Ridge
Cottondale
Center Hill and Waldo
Sorrento
Crescent Beach
Andrews
Penney Farms
Pine Lakes
Gun Club Estates
Jupiter Island
Schall Circle
Key Colony Beach
Pomona Park
East Williston
Webster
Garden Grove
Pioneer
Jennings
Page Park
Greenville
White Springs
Shalimar
Panacea
Vernon
Duck Key
Avalon
Welaka
Branford
Cedar Key
Melbourne Village and Wiscon
Solana
Waverly
Micanopy
Coleman
Lemon Grove
Lawtey
Fort White
St. Lucie Village
Roeville
Matlacha
Yankeetown
Laurel Hill
Seville
Fisher Island
Paxton
Hosford
Ferndale
Bradley Junction
Sea Ranch Lakes
Greenwood
Brownsdale
Jay
Bell
Orchid
Lake Mystic
Ponce de Leon
Briny Breezes
Altha and Hillsboro Pines
Alford
Tildenville
Beverly Beach
Pineland
Spring Lake
McIntosh and Glen St. Mary
Greensboro
Garcon Point and Cinco Bayou
Reddick
Spring Ridge
Trilby
Hampton
Sopchoppy
Manalapan
Jupiter Inlet Colony
Acacia Villas
Worthington Springs
Lee
Wausau
Gardner
Wacissa
Raleigh
Everglades
Berrydale
Chokoloskee
Canal Point
Esto
Windsor
Munson
Mulat and Brooker
Aripeka
Floridatown
Captiva
La Crosse
Goodland and Whitfield CDP
Homeland
Ocean Breeze and Caryville
St. Marks
Westville
Waukeenah
Golf
Pine Level
Highland Park
Hillcrest Heights and Mount Carmel
Okahumpka
Ebro
Charleston Park and Yeehaw Junction
Nobleton
Lisbon
Pittman and Matlacha Isles-Matlacha Shores
Raiford
Jacob City and Glen Ridge
Layton
Noma
Ona
Dixonville
Campbellton
Fort Green Springs
Sumatra and Lloyd
Lamont
Springhill
Horseshoe Beach and Morriston
Dickerson City
Limestone
Tyndall AFB
Fidelis
Cloud Lake
Istachatta
Plantation Island
Otter Creek
Aucilla
Altoona
Lake Lindsey
Day
Bascom
Indian Creek
Fort Green and Cobbtown
Belleair Shore
Pine Island
Lake Harbor
Bayport
Lazy Lake
Bay Lake
Lake Buena Vista
Weeki Wachee
Marineland
Who needs landscaping insurance in Florida?
If your lawn care business services include private yard landscaping, operating heavy equipment around homes, weeding gardens and trimming trees, setting up sprinkler systems, and even winterizing homes’ irrigation systems, you should consider general liability insurance.
Just as landscaping requires specialized tools and equipment to get the job done, the right insurance policy can protect you from heightened risks of bodily injury, property damage, and personal injury. We understand these risks and customizes landscaping insurance for professionals to fit your specific business needs. Whether you serve commercial customers, residential homeowners, or both, insurance for landscapers can protect you from general liability claims. Bodily injury or property damage claims that arise from the use of self-propelled mobile equipment, such as riding a lawnmower, are also covered in a commercial landscaper insurance policy.
If landscaping is just one of several services that you provide through your small business, you may be interested in learning about these types of insurance that Insurance Planet also offers:
Lawn care insurance designed to protect your business
Insurance Planet is a one-stop shop to help you get the lawn mowing insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
– Commercial general liability insurance
– Contractors’ E&O coverage insurance
– Commercial auto insurance
– Workers’ compensation insurance
– Tools and equipment insurance
– Commercial property insurance
Landscaping insurance cost
Multiple factors go into calculating your landscaping and lawn care insurance cost including your exposure and coverage needs. For example, a landscaping business that strictly does mowing and edging will pay a different premium than a landscaping business specializing in hardscapes. You can pay for your insurance monthly or annually and you can cancel instantly at any time. Learn more about other factors that can affect your business insurance cost, and what you can do to save money.
Basic landscaping and lawn care insurance:
– General Liability: This is the most common form of landscaping liability insurance. It covers instances of bodily injury, property damage and other liabilities for which your business is responsible. Certain clients might consider this coverage a prerequisite to working for them.
– Commercial Auto: If you use your vehicle to transport work supplies such as mowers, fertilizer and tools, you’ll likely need a commercial auto policy. Standard auto policies typically have coverage limitations or restrictions for vehicles used for work. We insure many vehicles common to landscapers including dump trucks, pick-ups, and utility trailers.
What is General Liability insurance for landscapers?
Your general liability policy provides financial protection if you are held responsible for some of the most common accidents that can occur at a business, such as a customer injury or damages to someone’s property. It also provides coverage if you are forced to defend an accusation of libel or slander.
General liability insurance, also known as commercial general liability (CGL), covers the risks that affect almost every business, no matter what your industry. It is the most common insurance for small businesses and self-employed professionals, and it’s typically the first policy purchased by new businesses.
Who needs General Liability insurance in Florida?
General liability is included in most business insurance packages because it covers the risks that many business owners face every day. It is not typically required by law, but some clients and agencies could ask you to have a certificate of insurance before they work with you.
Here are some examples of businesses owners who might need general liability coverage:
– General contractors sometimes need general liability as part of the license requirements in their state.
– Fitness instructors need coverage for some certifications, and it’s usually required if they work at a gym.
– Anyone who wants to rent commercial property could be required to have coverage as part of their commercial lease.
General Liability insurance for lawn care businesses in Florida
Bought by 95% of business owners like you, general liability insurance covers a wide range of lawn care and mowing accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by project owners and individual clients. Liability insurance for lawn care businesses includes contractors’ E&O, or professional liability coverage, which can help cover costs in a business disagreement. General Liability can help you pay for: Medical payments, Property damage, and Legal fees and judgments.
Why is General Liability insurance important?
You’ll get help paying for expenses after an accident if you’re held responsible for injuring someone or damaging their property. Commercial general liability can also help cover defense costs if you are accused of libel or slander.
Here are more details on what makes general liability insurance so important:
- It helps you get more jobs
- Business liability insurance shows that your business is reliable and trustworthy. It gives clients peace of mind knowing that you will take responsibility for your mistakes.
- It could give you a competitive advantage if your potential client has a choice between your business and another business that doesn’t have insurance. Many larger clients also require coverage before they’ll sign a contract with you.
- It lets you run a legal business
- Some states and cities will only give you a business permit if you have active general liability insurance and a certificate of insurance. If your business is certified or accredited by a professional organization, you might also be required to keep your general liability insurance active.
Your commercial lease might require general liability insurance
If you plan to lease commercial space, your landlord could also insist on seeing your general liability insurance certificate. Coverage is often required because it shows you will have the financial protection needed to cover expenses related to property damage or injuries related to your business at the leased space.
Commercial General Liability Insurance lets you focus on growing your business
When you have general liability insurance, it gives you peace of mind. You won’t have to worry about what you would do if a client trips and falls or how you would pay for a new vase if you accidentally broke one in a client’s house.
Having business liability insurance means that instead of feeling nervous about what could happen, you can concentrate on growing your business.
Other insurance for landscapers:
– Business Owners Policy (BOP): Combines General Liability and coverage for commercial buildings and personal property into one package.
– Workers’ Compensation: Protects your employees who become injured or ill while at work.
How much does lawn care insurance cost?
Commercial lawn care insurance costs vary based on the risks that your business faces, such as:
– The types of projects you work on
– Where your lawn care projects are located
– Your payroll and the kinds of jobs your employees do
– The number and types of vehicles you use at work
Lawn mowing businesses save up to 30%, depending on the kind of work you do. More risky professions can expect to pay more.
Cheap Lawn Care Insurance in Florida
Lawn care businesses specializing in mowing, trimming, or general lawn maintenance need protection. Our Lawn Care Insurance is the protection for your equipment and your business. We provide lawn care professionals with affordable and convenient insurance. With a completely online quote process, obtaining insurance for your lawn care business has never been easier.
Why do landscapers in Florida choose Insurance Planet?
Because of the distinct nature of landscaping and working closely with customers, now is the time to take the first steps to insuring your business for the future. Small businesses are our specialty, and we’re dedicated to helping you take yours to the next level of success. We have helped landscapers across the country plan ahead for their financial futures and be more prepared for whatever comes their way.
Landscapers insurance quotes in Florida
We can help you with your landscaping insurance quote! We also have commercial auto agents available to quote your work vehicles, general liability, and/or workers compensation insurance and you can even bind coverage today!